Getting to a million dollars in your Thrift Savings Plan (TSP) is not a matter of chance; it's a direct result of applying foundational financial principles with discipline and consistency. As of the end of June 2025, the number of TSP accounts with balances of $1 million or more has surged to a record high of over 171,000, underscoring that this goal is attainable for a growing number of federal employees.

The Math of Millionaires: Consistency and Compounding

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TSP Direct is a third-party service that offers financial and investment data specifically for the Thrift Savings Plan (TSP), the retirement savings and investment plan for federal government employees and uniformed service members. It provides both free and paid content, including recommended allocations for the TSP's core funds (G, F, C, S, and I Funds) and data on broader market trends and individual stocks.